Usually I spend my isk faster than I can make it. If there was a unlimited faucet spewing isk into my wallet, I think I would still manage to spend it all. I love going shopping. “Oh, new ship. And I need a new jump clone to go with it. And matching implants. And how about some designer modules. And… and…” You get the idea. Girls in space are just like girls on the ground I guess.
So I’m so happy to stumble across EVE Bank. I am aware of the scams and problems with banking on EVE in the past. Regulation has always been an issue where there is no oversight. Several different people have commented on it in the past. Massive wrote a piece about it and Eve Tribune covered it in their interview of CSM candidate LaVista Vista [A member of the EVE Bank staff]. Perhaps one of the best endorsements comes from the near legion of imitations and obvious scams. Dynasty Bank is another option currently out there offering investment services, including long-term Certificates of Deposit that have insanely high rates [~10%]. And for what appears to be obvious scams, the standard deposit character for EVE Bank “EBANK Ricdic”, has several near copies ["EBANK Ricdik", "EBANK RIDDIC", "EBANK Ridic"] hoping you’ll mistype and send them money instead.
Even with all of the issues surrounding it, I think there is still a valid point to be made for banking in EVE. As has been mentioned many times over, there is no guarantee that it’s not all a scam. It wouldn’t be the first and it certainly won’t be the last. However, as I try to put my money to work, I’m also looking at areas where I don’t have to be involved 100%. My time is also valuable, and being able to earn even 1.5% compounded daily is more than worth it for a portion of my isk. I don’t put it all in, I still need to be able to shop. But I’m a proud EBANK investor. My 70 million won’t make or break their endeavor nor mine, but it is still nice to see it grow in my account. I now have an additional 200k that for all intents and purposes, I just allowed to come to me. I consider the whole deal a rain day investment that may or may not be there when I retire, but will be candy/cake/icing if it is.
I would encourage anyone with extra isk to consider investing some of it with EBANK. I would strongly encourage anyone who considers investing with EBANK to review and investigate EBANK as they would any investment in EVE. Is it a scam? Maybe. Do they currently deliver on their promises and your investments? Yes.
Eve-Mag.com Article
Massively.com Article
Eve Tribune Article
EVE Online Forum
Ars Technica Report
EBANK Annual Report